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How do you calculate the return on investments?

We calculate the return on investments using Time-Weighed Return (TWR). We also use Money-Weighted Return (MWR).

There are different methods to calculate returns such as time-weighted return, money-weighted return, internal rate of return and simple return. Among these, we believe that the time-weighted return is the best method to convey the performance of your QuietGrowth portfolio. Annualised money-weighted return is also referred to as internal rate of return (IRR). We do not suggest using the simple return.

More about TWR

TWR is the compound rate of daily return. TWR shows how effectively QuietGrowth has managed your investments. It does not consider when you have executed your deposits and withdrawals, and this should be the case if we need to measure the performance of your QuietGrowth Portfolio. Moreover, it is preferable that the performance of QuietGrowth portfolios is calculated similar to the manner in which the performance of an index fund is calculated, and TWR is used by index funds.

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