View the entire Frequently Asked Questions (FAQs)

Is there a minimum amount that I should deposit as a top-up before you invest the cash in the portfolio in the market?

For total deposits of $10,000 or more in the first portfolio; OR for any deposit in the second or subsequent portfolios:

Out of the cash that is present in your portfolio, we reserve enough cash to cover QuietGrowth fees that you would incur, typically for one year. Then we will consider investing the 'rest of your cash' in that portfolio in at least one ETF as soon as that 'rest of the cash' reaches $3,000.

For example, if the cash in your portfolio is $3,100, and the tentative QuietGrowth fees that you would be incurring over the next one year period is $30, then we will consider that the amount available to invest in ETFs is only $3,070. We will execute at least one buy order to invest an amount close to $3,070 in an ETF.

For total deposits less than $10,000 in the first portfolio:

Out of the cash that is present in your portfolio, we reserve enough cash to cover QuietGrowth fees that you would incur, typically for one year. The 'rest of your cash' in that portfolio is available for investing.

We will purchase one ETF for the minimum initial deposit. Subsequently, we consider purchasing an ETF whenever the cash available for investing reaches $1,500.

We aim for a fully-diversified first portfolio when you deposit a total of $10,000 over one or more deposits.

Also read the answers to the related questions:

• What do you mean by a "fully-diversified portfolio"?
• When will my first portfolio have exposure to all the asset classes mentioned in my investment plan?
• When will my second or subsequent portfolios have exposure to all the asset classes mentioned in my investment plan?
• How do you determine the cash component in my portfolios?
• Do I earn interest on the cash in my cash account?